Private by design
Your financial profiles stay on your device rather than being stored in a cloud budgeting account.
Offline budgeting software
Offline budgeting software that keeps your finances private
Ledgora gives you a clear view of what is coming next without asking for your bank credentials. Build a budget, track recurring activity, and forecast future balances locally on your Windows computer.
No bank connection required
Add accounts and import supported statement data without handing a third party your online banking credentials.
Plan beyond this month
Recurring bills, income, goals, and one-time transactions flow into a forward-looking cash-flow forecast.
One-time ownership
Start with Free and upgrade to Professional with a one-time purchase instead of another monthly subscription.
Planning that reflects real account timing
Create your accounts, enter or import current activity, add recurring bills and income, then review the projected balance for each account. Ledgora helps reveal tight weeks, upcoming shortfalls, and room for savings before they happen.
Ledgora is a Windows desktop application built around local financial profiles, clear forecasts, and practical ownership. The online portal supports account services, purchases, licensing, downloads, updates, and support.
Common questions
Frequently asked questions
Does Ledgora work without an internet connection?
Yes. Core budgeting and forecasting work locally. Internet access is used for optional account services, licensing, support, and updates.
Does Ledgora connect directly to my bank?
No. Ledgora is intentionally designed without mandatory bank syncing. You remain in control of what information is entered or imported.
Is Ledgora subscription software?
No. A Free edition is available, and Professional is offered as a one-time purchase.
Plan ahead privately
Build a clearer view of your financial future.
Try Ledgora Free on Windows, then upgrade once when Professional fits your needs.