Cash-flow forecasting
Project your future balances and quickly spot upcoming low points before they become surprises.
Ledgora™ — Offline financial planning for Windows
Your money.Your data.Your privacy.
Ledgora™ is downloadable offline cash-flow forecasting and financial planning software for Windows, designed for individuals, families, freelancers, entrepreneurs, and small businesses. No subscriptions. No ads. Your financial data stays on your computer.
Local-first dataOne-time Pro purchaseNo adsNo subscriptions
Private by designNo bank credentials required. No cloud storage for your financial files.
What Ledgora does
Forecast the future, not just the past.
Most finance tools focus on what already happened. Ledgora focuses on the timing of income, bills, goals, and decisions so you can see where your balance may be headed.
Bills, receipts, and transactions
Track recurring bills, one-time transactions, receipts, invoices, and supporting files in one local workspace.
Goals that affect the plan
Plan savings goals, recurring contributions, and what-if scenarios while seeing the impact on future cash flow.
Your data stays local
Ledgora Desktop stores your financial profiles on your computer. The portal is for accounts, licenses, purchases, and updates.
No subscription required
Use the Free edition or upgrade once to Professional. Ledgora is not built around monthly billing or ads.
Built for desktop use
A Windows application made for focused planning, local files, exports, and privacy-conscious financial organization.
Your preferred currency
Choose the currency that fits your finances. Existing profile values can be safely converted with a backup, confirmation, and conversion history.
Product preview
See Ledgora in action.
Dashboard
Your forecast at a glance.
Start with a clear view of current balances, upcoming bills, goals, and the projected path ahead.
Forecast + Calendar
Understand when your balance changes.
Review future balance movement through a forecast curve and calendar-style planning view, making it easier to see the timing behind each decision.
Accounts
Organize checking, savings, credit cards, and balance information locally.
Bills
Plan for recurring bills and see how they affect the weeks ahead.
Transactions
Track income, expenses, and one-time activity without connecting your bank.
Reports
Review patterns, balances, and planning details with clear visual summaries.
Optional local intelligence
Ask better questions about your plan.
Ledgora can help explain forecasts and organize planning insights using local profile data. The goal is guidance from your own information without turning your financial life into cloud-hosted data.
- Local financial profiles
- No required bank login
- No cloud storage for financial files
- No advertisements
New in Ledgora 0.20
Smarter daily planning. Still private by design.
Ledgora now makes it faster to find financial information, record activity, receive useful local reminders, and work in the currency that fits your life.
Profile-wide search
Find named transactions, recurring bills, income, goals, and accounts without digging through separate screens or years of history.
- Live results while you type
- Search from the Dashboard
- Jump directly to matching records
Optional Windows reminders
Choose local desktop reminders for upcoming bills, expected income, goal dates, and useful forecast warnings.
- User-selected reminder types
- Configurable timing and frequency
- Explicit consent before background use
Multi-currency profiles
Select a preferred currency during setup or safely convert an existing profile using an online reference rate or a rate you enter yourself.
- Automatic pre-conversion backup
- Protected database transaction
- Conversion history and rollback safety
Faster everyday workflow
Use Dashboard quick actions to add a transaction or open Search, then manage preferences through a cleaner, organized Settings experience.
- Quick Add Transaction
- Dashboard Search shortcut
- Category-based Settings pages
Local means local.Search, reminders, forecasts, and currency tools work with the profile stored on your computer. Ledgora does not require bank credentials or cloud storage for your financial files.
Multi-currency support
Plan in the currency that belongs to your life.
Ledgora now lets each profile choose a preferred currency during setup or later from Settings. Currency formatting carries throughout accounts, forecasts, bills, transactions, goals, reports, and exports.
- Choose from major international currencies
- Convert an existing profile using a current or manually entered rate
- Create an automatic backup before any conversion
- Protect changes with confirmation, rollback, and conversion history
- Keep the process offline by entering your own rate
Safe profile conversion
Your numbers are protected before they change.
1
Review
See the source currency, destination currency, exchange rate, and affected records.
2
Back up
Ledgora creates a pre-conversion profile backup automatically.
3
Convert safely
The update runs as one protected database transaction and rolls back if anything fails.
4
Keep a record
The rate, source, date, backup location, and conversion result are saved in history.
Why it is different
Privacy-first planning without the cloud lock-in.
| Feature | Ledgora | Typical cloud finance apps |
|---|---|---|
| Financial data storage | Stored locally on your computer | Stored in the provider's cloud |
| Normal use | Offline desktop application | Internet connection usually required |
| Pricing model | Free edition + one-time Pro purchase | Often monthly or annual subscription |
| Advertisements | No ads | May include ads, offers, or cross-selling |
| Bank credentials | Not required | Often encouraged or required |
Simple pricing
Start free. Upgrade once.
Ledgora has a Free edition and a Professional license sold as a one-time purchase. No subscriptions, no advertisements, and no cloud dependency for your financial files.
Free
$0
- Try Ledgora locally
- Basic planning limits
- Manual entry workflow
- Download through My Ledgora
Professional
One-time license
- Expanded planning limits
- Receipts and invoices
- Goals and what-if scenarios
- Reports and exports
- Profile-wide search and Dashboard quick actions
- Optional local Windows reminders
- Multi-currency profile support
- Local-first workflow
Official Windows desktop software
Download Ledgora through My Ledgora.
Create or sign in to a Ledgora account to download the official Windows installer, manage purchases, and activate a Professional license.
LEDGORA is currently available only for Windows. Ledgora LLC does not publish or operate a mobile app.